Dave Ramsey Just Say No Rant

Anyone else here a fan of Dave Ramsey??

I live near Nashville (where he lives), so I get to listen to him on the radio every day for 3 hours.  I don't get to do it every day, but if I'm in the car at that time, that is the station the radio goes on!

Anyway, if you haven't heard his Just Say NO rant, please do.  It really is great!